KARACHI : The State Bank of Pakistan (SBP) has issued instructions to banks to develop and implement digital solutions for
supply chain finance within six months to leverage the technology for increasing the SMEs’ access to
finance as well as digitizing the retail payments.
The circular issued by SBP require banks to establish effective Supply Chain Finance (SCF) function
having suitably trained HR and systems to develop and offer digital SCF products to the SMEs. The banks
have been further advised to either develop their own digital solutions for SCF or partner with any
Fintech, Service Providers for providing digital SCF.
The DSCF solutions will not only increase access of SMEs to finance but also improve operational
efficiency, reduce costs, and strengthen risk management practices.
